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Get specialized boat insurance starting at just $100 per year*
Enter the ZIP Code where your boat is kept during boating season..
Bundle and save an average of 5% on auto!Δ list with 3 items
Or, quote another product list with 41 items
A Progressive boat insurance policy is built to cover you and your watercraft year-round. Boat insurance safeguards your watercraft against damage and theft, in or out of the water. Plus, boat liability coverage protects you if you cause damages or injuries while boating.
Whether you have a pontoon, power boat, or personal watercraft, we can help you boat worry-free with a quick, customized boat insurance quote. Check out all of the types of watercraft we cover.
Ways to save
See why we're way above water when it comes to boat insurance discounts. Get a boat insurance quote online and we'll automatically apply each discount you qualify for to get you the best boat insurance rate.
Is your home, car, motorcycle, or RV insured with us? You could save even more on your boat insurance by bundling it with another Progressive policy.
Save by bundling insuranceComplete a boater safety course approved by your state and earn a discount on your policy. In some states, you may be able to take the course online.
Receive a discount for having more than one watercraft on your policy.
One of the easiest ways to save! If you're the original owner of your watercraft, we'll give you a discount.
WHY CHOOSE US?
A dependable boat insurance policy shouldn't drown your wallet.
If you have a claim, our team of boat experts can help you navigate the repair process.
Have a tree planted on your behalf when you quote and buy boat insurance online.
As long as your watercraft is valued at no more than $500,000 and is up to 50 feet long, we'll most likely insure it.†† Don't see your watercraft listed here? Call 1-855-347-3939 and we'll do what we can to get you covered.
Progressive offers more than just standard boat coverages, so you can hit the water knowing you're prepared for any mishap.
Convenient
Progressive's optional Sign & Glide® coverage† pays for boat towing assistance, fuel delivery,** soft ungroundings, and jump starts. Download our Sign & Glide app on your smart phone and never worry about an on-water breakdown.
Example: You run out of gas in the middle of a lake. With Sign & Glide, call our dispatch center (number included on your policy card) or contact us through the Sign & Glide app. We'll deliver fuel and/or tow you to the nearest shore.
Recommended
Boat comprehensive and collision are separate coverages that can safeguard your boat against damage and loss. Comprehensive covers events beyond your control, such as vandalism and weather-related issues. Collision protects your watercraft if it collides with an object or another boat.
Example: A small fire at the marina damages your watercraft. Comprehensive coverage can pay for the repairs, minus your deductible.
Example: Your boat crashes into the dock at a high speed, totaling the watercraft. Collision may pay to replace your boat, minus your deductible.
Optional
Add Propulsion Plus and we may repair or replace the lower unit of an outboard motor, or upper and lower units of an inboard/outboard motor, if you have a mechanical breakdown — even if it's caused by wear and tear.
Example: Your lower unit is 10 years old and dies on you. Typically, normal wear and tear wouldn't be covered by insurance. But if you add Propulsion Plus coverage, we pay to repair or replace your lower unit.
Included
These are automatically included in every Progressive boat insurance policy. If your boat sinks or you're responsible for a fuel spill, we cover the bills all the way up to your policy's property damage liability limits. We only remove your sunken boat if it's legally required.
Example: Your old boat sinks while docked. The Coast Guard may require you to remove the wreckage and address any fuel spills. Just contact us to file the claim, and we cover the costs.
Although boat insurance is mandated in only a few states, you're typically required by your lender to carry comprehensive and collision coverage if you finance your boat. Additionally, if you dock your boat, your marina may require you to show proof of liability coverage. Find out the boat insurance requirements in your state.
CHECK OUT WATERCRAFT EQUIPMENT FROM LEADING BOAT DEALERS
Come see us at an upcoming boat show and browse equipment for any lifestyle, activity, or budget.
Making sure you're protected on the water is our priority. Our boat insurance resources can help you find the information you need.
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