Delaware renters insurance

Progressive offers affordable renters insurance for tenants in The First State for less than $1/day.^* Learn about coverages, explore available discounts to help lower your rate, and get cost information for renters policies in the Delaware.

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Delaware renters insurance coverages

Check out the four standard coverages on nearly all Delaware renters insurance policies:

Personal property protects your personal belongings, including furniture, clothing, and electronics whether they're inside your apartment or elsewhere
Loss of use helps cover costs associated with an increase in living expenses, up to your policy's limit, if you're unable to stay in your home while it's being repaired or rebuilt due to a covered loss
Personal liability protects you financially if you're legally responsible for another person's injuries or damage to their property
Medical payments to others pays for medical expenses due to a covered occurrence

Additional coverages

The best renters insurance in Delaware is always a policy with customized coverage. Here are some extra options for when you need more protection:

Add a rider: Certain valuable items, like jewelry, may have specific limits on your renters policy. If your item exceeds the limit, you may be able to purchase an endorsement called a rider for your policy to cover the item for its value.
Personal injury coverage: May pay for legal fees and damages if you’re liable for slander or defamation.
Water back-up coverage: Water that backs up through sewers or drains or discharges from a sump pump may not be covered by a standard renters policy. Water back-up coverage may pay for the damage to your belongings and water removal costs.

Learn more about all of our renters insurance coverages.

Is renters insurance required in Delaware?

Renters insurance isn’t required by law in Delaware, but your landlord or rental company may require you to have a renters policy in place before you can move in. Even if it’s not required, renters insurance can provide affordable protection for tenants renting homes, condos, or apartment units.

Pro tip:

Worried about protecting your belongings when they’re being moved or stored? Learn how renters insurance may cover your personal property when it’s in transit or storage.

Is renters insurance worth it in Delaware?

Renters insurance offers tenants affordable coverage in a variety of situations:

Your residence is burglarized, and your electronics are stolen. Personal property coverage may cover the cost of replacing your stolen items, up to your coverage limit.
Fire damage to your apartment building means you must move out while repairs are being made. Loss of use coverage may pay for you to live elsewhere, up to your coverage limit, until you can move back in.
A friend is accidentally injured in your home. Medical payments to others coverage may pay for their medical bill, up to your coverage limit.

How much is renters insurance in Delaware?

Progressive renters policies in Delaware had an average monthly price of $15.97, or $191.68 an annual policy, in 2023.^** Remember that your cost for renters insurance is determined by many components, including your location, type of residence, and claims history.

Coverage limits may also affect your renters insurance premium. Generally, the more personal property coverage you need, the more you pay for a renters policy. Use our personal property calculator to help you take a home inventory and estimate the value of your belongings.

How can I save on renters insurance in Delaware

Take advantage of renters insurance discounts to help lower the cost of your renters policy in Delaware. Progressive offers discounts for bundling multiple policies, quoting in advance, paying in full, and living in a secured or gated community.

BUNDLE YOUR DELAWARE RENTERS WITH AUTO INSURANCE AND SAVE!

You may be able to bundle your renters and auto policies to earn a discount. Learn more about bundling insurance at Progressive.

There may also be discounts that are only available in your state or county. You can call 1-866-749-7436, or speak to an agent in your area to help ensure you're getting all applicable discounts.