Kia car insurance
Find out how insurance works for Kia, a fast-growing car brand for the U.S. market. You'll learn how much your Kia insurance might cost, and what types of auto coverage to consider.
Explore Progressive Answers' auto editorial guidelines to find out why you can trust the car insurance information you find here.
How much does car insurance for a Kia cost?
Insurance costs for your Kia will depend on factors like your model, your vehicle's usage, where you park it, your driving history, and more. The 2023 Kia Soul is one of the cheapest cars of 2023 and 2024, according to U.S. News and World Report, and it might, therefore, be cheaper to insure than a more expensive Kia model. However, car price isn't the only factor to determine insurance costs.
Pro tip:
Your Kia's particular model and trim level can affect your insurance rate differently based on the insurance coverages you select. For example, if your model is more prone to theft, it may affect your rate more if you carry comprehensive coverage since comprehensive insurance covers car theft.
Are Kias more expensive to insure?
Some Kias may be more expensive or difficult to insure based on when they were made and how often they're involved in insurance claims. Recently, there have been significantly more thefts of certain Kia models that lack electronic immobilizers, making them easier to steal. Depending on your location, if you have a Kia, you may have a higher insurance rate or need to shop around for car insurance.
How can I lower my Kia car insurance rate?
You may be able to get cheaper car insurance for your Kia by qualifying for easy discounts like signing online* or going paperless.† Find out how else you can save with Progressive by exploring all our car insurance discounts.
Learn more about how to lower your car insurance rate.
What type of car insurance do you need for your Kia?
Regardless of your car's make, each state has a minimum required car insurance amount. Depending on your state, you'll likely need at least liability insurance. You may also be required to get the following coverages when insuring your Kia:
Consider getting the optional comprehensive and collision coverages to cover physical damages to your Kia in case it's in an accident, stolen, or damaged by another event outside of your control. These coverages are typically required by car lenders if you get a loan or lease.
Learn more about the types of car insurance coverage.
What are the most popular Kia car models?
According to Kia's 2023 car sales, the most popular Kia car model is the Sportage SUV, followed by the Forte sedan. The 2023 Kia Sportage, which comes in several trim levels, was an IIHS-HLDI 2022 Top Safety Pick.
Kia models include:
- Sedans: Forte, K5, Rio, Stinger
- SUVs: Carnival, Niro, Seltos, Soul, Sorento, Sportage, Telluride
Kia has a couple of fully electric options, including the Niro EV and the EV6 — learn about car insurance for electric cars. Plus, Kia has plug-in hybrid versions of the Sportage and Sorento, along with several other hybrid car options. If you're looking to buy a new car, consider starting with the Kias that qualify as an IIHS-HLDI Top Safety Pick.
Fast facts about Kia cars
- Kia is the second largest Korean car manufacturer after its parent company Hyundai.
- Kia got its start manufacturing bicycle parts and produced the first Korean bicycle in 1951.
- Kia develops and supplies military vehicles for South Korea and other countries, including the UN Peacekeeping operations.
How to get a car insurance quote for your Kia
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Call 1-866-749-7436
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