Nevada motorcycle insurance

What are the minimum requirements for motorcycle insurance in Nevada?

All riders are required to carry motorcycle liability coverage for bodily injury and property damage in Nevada. If your assets are more than the minimum amount of liability coverage, you can increase your coverage limits for better protection. Keep in mind that property damage liability doesn’t cover your bike.

Nevada also mandates uninsured/underinsured motorist bodily injury coverage, but you may reject or lower these coverages by submitting a signed form if you choose not to carry them.

Do you need comprehensive and collision coverage?

If you finance or lease your bike, comprehensive motorcycle coverage and collision motorcycle coverage are typically required by your lender. Even if your bike is paid off, coverage against physical damage may be warranted, especially if you’ve invested in your motorcycle. Comprehensive covers incidents out of your control, including motorcycle theft, vandalism, hitting an animal, fire, and weather-related issues. Collision can cover your bike if it collides with another object or vehicle, regardless of who's at fault.

How much is motorcycle insurance in Nevada?

In 2023, the annual cost for a Progressive motorcycle policy in Nevada with liability coverage only was $182.71.^* Many components affect your price for motorcycle insurance, such as your type of bike, age, driving history, location, and coverage selection. Find out more about the cost of motorcycle insurance.

What's the best motorcycle insurance in Nevada?

One in three insured motorcycle riders choose Progressive for dependable and customized coverage at an affordable cost.^** If you ride in Las Vegas, Henderson, Reno, or any other Nevada city, get protection and peace of mind with cheap motorcycle insurance in Nevada from Progressive.

We can help Nevada riders lower the cost of a motorcycle policy with motorcycle insurance discounts, such as:

• Multi-policy discount
• Responsible driver discount
• Anti-lock brakes discount
• Association membership discount
• Advanced quote discount

Find out more ways to lower the cost of motorcycle insurance.

Additional motorcycle insurance coverages available in Nevada

For greater protection, these optional coverages can be added to your Progressive motorcycle policy:

• Motorcycle accessory coverage: May pay for damage to the upgrades you've made to your bike and your equipment, such as chrome pieces, electronics, handlebars, and custom paint and wheels, up to your coverage limit
• Medical payments: Pays for injuries you or your passenger suffer, regardless of fault
• Total loss coverage: Can pay for the full value of your bike in the event of a total loss, protecting against depreciation (available only for bikes no more than one model year old on a new policy)
• Carried contents and personal belongings: May pay to replace any personal effects you're carrying when a covered loss occurs, including theft
• Enhanced injury protection: May pay as much as $250 a week for two years if you can't work due to injuries sustained during a crash
• Roadside assistance: Covers the cost of towing your bike to the nearest repair shop

Learn more about motorcycle insurance coverages.

Nevada motorcycle regulations

1. If you want to operate a motorcycle on the streets and highways of Nevada, you’re required to have a Class M driver’s license
2. Helmets are required in Nevada for all motorcycle operators and passengers
3. If you complete a course certified by the Motorcycle Safety Foundation, you won’t have to take the DMV written and skill tests

Get Nevada motorcycle insurance