Wyoming car insurance

Whether you're driving through Cheyenne or Casper, make sure you're covered with the right car insurance from Progressive before hitting the road. See Wyoming's auto insurance requirements, some optional coverages, and possible discounts.

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Explore Progressive Answers' auto editorial guidelines to find out why you can trust the car insurance information you find here.

What are Wyoming's minimum auto insurance requirements?

Drivers in Wyoming are required to have auto liability coverage (BI liability and PD liability), at the following minimum limits:

Coverage	What it covers	Minimum amount
Bodily injury liability	What it coversInjuries you cause to others in an accident	Minimum amount$25,000 per person $50,000 per accident
Property damage liability	What it coversDamage you cause to other people's property in an accident	Minimum amount$20,000 per accident

While these are Wyoming's minimum required car insurance limits, higher coverage amounts may better protect your family's financial wellbeing. Learn how much car insurance you may need based on your circumstances and preferences.

Is Wyoming a no-fault state?

No. Wyoming is an at-fault state, which means the party responsible for an accident must cover the injuries of the other driver and their passengers. Learn more about what happens if you're at fault in an accident.

How much is car insurance in Wyoming?

The average liability-only Progressive auto insurance policy (single driver/single car) in Wyoming cost $75 per month in 2023.^* Keep in mind that the cost of car insurance can vary based on several factors, such as your driving record and the coverages you buy. Learn more about the factors that impact auto insurance rates.

Ready to make the switch? Drivers nationwide who switch and save with Progressive save over $800 on average.^† Get an auto insurance quote today.

What is the best car insurance in Wyoming?

Finding the best car insurance in Wyoming means taking the time to compare equal coverages, limits, deductibles, and discounts. Progressive offers plenty of incentives to help drivers in Wyoming get the best car insurance. Our auto insurance customers earn an average of seven discounts, and we're the #1 combined personal and commercial auto insurance company.^**

How do I lower my car insurance cost in Wyoming?

To lower your car insurance cost in Wyoming, you may qualify for the following discounts through Progressive:

Multi-car
Paid in full
Electronic Funds Transfer (EFT)
Five-year claim-free
Homeowner
Multi-policy
Online quote
Online signature

See all our auto insurance discounts.

Pro tip:

The safer you drive, the more you can save with Snapshot from Progressive. Find out how Snapshot can personalize your rate based on your driving habits.

Additional car insurance coverages to consider

If you're leasing or financing a vehicle, most lenders require you to carry comprehensive auto coverage and collision coverage in addition to Wyoming's state-required coverages. Comprehensive and collision pay to repair or replace your car regardless of fault, if it's in an accident, gets stolen, or is otherwise damaged due to a covered accident. It also makes sense to add these physical damage coverages if you're not sure you can afford a new car or major repairs after an accident.

Explore all our car insurance coverages and our car insurance calculator to find which ones are recommended for you.

Wyoming driving resources

From Laramie to Gillette, get to know Wyoming's driving laws and resources. These resources apply to Rock Springs, Sheridan, and everywhere in between. Local municipalities may have additional laws and resources.

Wyoming Driver Services: Find out how to get or renew your Wyoming license and registration.
Wyoming DOT Driver License Information: Find out about Wyoming's new driver licenses that feature black and white photos, and the black outlined star indicates REAL ID compliance.
Wyoming DOT driving FAQs: Get answers to your questions about getting or renewing your Wyoming driver's license or non-driver ID, and other driver information services.
Car insurance resource center: Learn more about how car insurance works, from terms and definitions to savings tips.