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    Enter the ZIP Code where your boat is kept during boating season..

    Quote boat insurance today and see why Progressive insures over 1 million watercraft

    A Progressive boat insurance policy is built to cover you and your watercraft year-round. Boat insurance safeguards your watercraft against damage and theft, in or out of the water. Plus, boat liability coverage protects you if you cause damages or injuries while boating.

    Whether you have a pontoon, power boat, or personal watercraft, we can help you boat worry-free with a quick, customized boat insurance quote. Check out all of the types of watercraft we cover.

    Ways to save

    Affordable boat insurance comes easy with discounts

    See why we're way above water when it comes to boat insurance discounts. Get a boat insurance quote online and we'll automatically apply each discount you qualify for to get you the best boat insurance rate.

    Multi-policy

    Is your home, car, motorcycle, or RV insured with us? You could save even more on your boat insurance by bundling it with another Progressive policy.

    Save by bundling insurance

    Boat safety course

    Complete a boater safety course approved by your state and earn a discount on your policy. In some states, you may be able to take the course online.

    Multi-boat

    Receive a discount for having more than one watercraft on your policy.

    Original owner

    One of the easiest ways to save! If you're the original owner of your watercraft, we'll give you a discount.

    WHY CHOOSE US?

    • Affordable coverage

      A dependable boat insurance policy shouldn't drown your wallet.

      Get cheaper boat insurance
    • Specialized reps

      If you have a claim, our team of boat experts can help you navigate the repair process.

      Learn the claims process
    • Environmental focus

      Have a tree planted on your behalf when you quote and buy boat insurance online.

      Support reforestation

    Types of boats we insure

    As long as your watercraft is valued at no more than $500,000 and is up to 50 feet long, we'll most likely insure it.†† Don't see your watercraft listed here? Call 1-855-347-3939 and we'll do what we can to get you covered.

    Boat insurance coverage options that protect you and your boat

    Progressive offers more than just standard boat coverages, so you can hit the water knowing you're prepared for any mishap.

    Is boat insurance required?

    Although boat insurance is mandated in only a few states, you're typically required by your lender to carry comprehensive and collision coverage if you finance your boat. Additionally, if you dock your boat, your marina may require you to show proof of liability coverage. Find out the boat insurance requirements in your state.

    Boat insurance resources, safety tips, and more

    Making sure you're protected on the water is our priority. Our boat insurance resources can help you find the information you need.

    More ways to stay protected with Progressive

    Get a boat insurance quote for as low as $100/year*

    Get a quoteOr, call 1-855-347-3939