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A $250,000 policy costs as little as $16 per month.* Get a life insurance quote today.
Life insurance rates and coverages are provided and serviced by either an affiliated insurer or non-affiliated third parties..
Bundle and save an average of 5% on auto!Δ list with 3 items
Or, quote another product list with 40 items
A life insurance policy allows you to provide a financial safety net for your loved ones in case you pass away. By paying regular premiums, your beneficiaries can receive a designated sum, known as a death benefit, to be used however they like — for funeral services, paying off outstanding debt, and even everyday expenses.
We partner with eFinancial to provide you with a range of life insurance options, suitable for any budget or specific coverage need. Whether you need short-term coverage while between jobs, or want to give your family long-term financial security, Progressive Life Insurance by eFinancial has an affordable policy waiting for you.
eFinancial's RAPIDecision® Life makes it possible to purchase affordable life insurance quickly with no medical exam.
eFinancial boasts a 4.7 TrustScore on Trustpilot based on hundreds of customer reviews.
Fidelity Life & eFinancial have been awarded multiple U.S. patents, including one for their flagship product, RAPIDecision® Life.
In some states, we also offer a "flexible term" policy via Progressive Life Insurance Company — it allows you to adjust your coverage amount (up or down) without having to re-apply or get a new policy.†
According to the 2023 Insurance Barometer Study, over half of survey respondents guessed that a 20-year, $250,000 term life insurance policy for a healthy 30-year-old would cost $500 per year or more. But the average cost is actually much lower — under $200 per year.
Generally, the younger and healthier you are, the more affordable your life insurance can be — starting at just $16 per month through eFinancial.* Coverage options begin at $5,000 and go up to $2 million or more through eFinancial. Through Progressive Life Insurance Company, coverage options range from $50,000 to $1 million.
Learn more about how much life insurance costs.
It depends on your unique financial situation. Use our life insurance calculator to get a better picture of how much life insurance you need.
To apply for life insurance, you generally need to know:
Have additional questions? Progressive Answers is your resource for all things insurance. See all our life insurance tips and resources.
How does life insurance work?
Explore an easy, five-minute guide to life insurance
How does life insurance pay out?
Learn how life insurance payouts work in different scenarios when the insured passes.
What is a life insurance rider?
Browse the different riders that can be added to a life policy
Types of life insurance explained
Learn what's different about the policy types so you can choose
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