What are the different types of travel trailers?
"Travel trailer" is a generic term often used to describe RVs that you tow behind a car, but travel trailers are just one kind of RV trailer also known as a "conventional trailer." Other types of trailers include fifth-wheels, pop-up campers, and toy haulers.
Explore Progressive's editorial standards for Answers articles to find out why you can trust the insurance information you find here.
Types of travel trailers
RV trailers range from small types of trailers for cars — like pop-up campers — to huge "fifth-wheel" RVs that require a truck with a special hitch to pull them. The most common types of trailers for traveling are:
Fifth-wheels
Fifth-wheel trailers are the largest type of trailer and are usually comparable to Class A motorhomes in terms of size. You pull a fifth-wheel trailer with a pick-up truck with a special tow point in the truck's bed (called a "fifth-wheel coupling"). Fifth wheels gain some extra storage or living space because, unlike conventional travel trailers, they extend over the bed of the truck to maximize their capacity.
Learn more about fifth wheel trailer insurance.
Conventional trailers
Conventional trailers are the type of trailer with the broadest range in terms of size. Some travel trailers can be as small as 12 feet long while others are 40 feet long, putting them on par with fifth wheels. As a result, you can find conventional trailers similar in size to the three common motorhome types of RVs and they can generally fit any budget or taste.
Fifth-wheel vs. conventional travel trailers
Fifth-wheel trailers can be larger than conventional trailers and require a special hitch point to tow. In comparison, conventional travel trailers can usually be towed by either an SUV or pickup truck using a regular trailer coupler (depending on the size and weight of the trailer). Either type of trailer can be a good RV choice for a family trip or for full-time RV living, though conventional travel trailers can be more budget-friendly.
Protect your trailer & your assets
A travel trailer insurance policy can help you pay for injuries and property damage you're responsible for while staying in your trailer. You can also add coverage for physical damage to your trailer, helping pay to repair or replace it if it's totaled due to a covered incident.
Pop-up campers
Pop-up campers are the smallest type of trailer. They are often between 10 and 16 feet long, though some are as small as eight feet. As the name implies, these campers contain flexible structures that fold out to provide a larger living and sleeping space than their dimensions suggest. Many pop-up campers are designed to be lower than their towing vehicle to minimize drag and have a lower impact on gas mileage.
Learn about pop-up camper insurance.
Truck campers
Truck campers attach to the bed of a pick-up truck to provide a very small sleeping space that extends only minimally behind the vehicle's length. While truck campers aren't trailers in the usual sense, they can be thought of as a type of trailer RV since they're used for camping and need to be connected to another vehicle. Because of their tiny dimensions, they're often minimal in terms of features and are best for just one or two people.
Learn about truck camper insurance.
Types of trailers for camping
While any of the main types of trailers can be used for camping, some are a better fit than others. If you're looking for a return to nature and want to take your RV to an off-road site, pop-ups, small conventional trailers, and truck campers may be the easiest way to get there.
If you're staying at a campground and need to bring a lot of gear for your trip, a larger conventional trailer or a fifth-wheel might be a better fit. Learn about the best RVs for couples and how to choose the best RVs for families.
Types of trailers to live in
As with camping, the best type of trailer to live in depends on your lifestyle. Fifth-wheels and large conventional trailers offer the most space and amenities. That makes it easier to live in them if your goal is to have a fixed residence that feels more like a conventional home. If you want to live off the grid or travel extensively while living full-time in your RV, a truck camper, pop-up, or tiny conventional trailer will require less fuel and be easier to drive and park in many destinations.
If you are living in your RV full-time, learn about the best RVs for full-time living and how to get better protection for your RV with full-time RV insurance.
Are travel trailers and RV trailers the same thing?
Yes, the term RV (short for recreational vehicle) is used to describe both motorhomes (motorized RVs) and travel trailers (towable RVs). However, the term RV is commonly used to refer to motorhomes in everyday conversation. Learn about the differences between motorhomes and travel trailers.
Types of trailer by towing vehicle
Types of trailer for cars
Not all cars are set up for towing, so double-check that your car has a tow hitch and is rated for towing before committing to a trailer. Even if you can tow a trailer, towing capacity for most cars will be limited to pop-ups and smaller conventional trailers like the "tiny trailers" and "teardrops trailers." Before you buy, find out the trailer's weight and add in the weight of additional gear — kitchen equipment, bikes, etc. — when calculating whether your car can tow the trailer you want.
Types of trailers for pickup trucks
Pick-up trucks are built to tow much heavier loads than cars, and they can handle most types of trailers without issue. If you're considering a fifth-wheel trailer, ensure that your pick-up has the necessary hitch since fifth-wheels don't attach to the typical tow point behind the truck. Whatever style you choose, make sure that your truck has enough towing capacity to pull the trailer. SUVs may also be a viable option for towing larger conventional trailers but might not be able to pull fifth-wheel trailers.
Online
We'll ask about your RV and desired coverages, so you can get the right policy for you.
Get an RV insurance quoteCall a rep
You'll speak with a licensed representative who can help customize your quote.
Call 1-866-749-7436Through an agent
If you want local advice, we'll connect you with a licensed, independent agent near you.
Find an agent onlineHit the open road with RV insurance from Progressive
Learn more about our RV insurance offering.