Bundle and save an average of 5% on auto!Δ list with 3 items
Or, quote another product list with 40 items
Protect your recreational vehicle with customized coverage starting at just $125 per year*
Bundle and save an average of 5% on auto!Δ list with 3 items
Or, quote another product list with 40 items
Whether you use your recreational vehicle for fun or as a full-time residence—the best RV insurance coverage protects your unique needs. Quote RV insurance online and, in as little as three minutes, we’ll help you build a custom policy that covers your motorhome or travel trailer in almost any situation. Get started now and hit the road with confidence.
From state-of-the-art Class A motorhomes to pop-up campers, Progressive insures all types of recreational vehicles—even travel and utility trailers. These are the types of RVs we typically insure:
WAYS TO SAVE
Our RV insurance quotes show you multiple ways to save, with annual policies starting as low as $125.* Discover the discounts you can earn—get an RV insurance quote online or over the phone today.
If you currently have a home, renters, condo, auto, boat or motorcycle policy with Progressive, you'll earn additional savings when you add RV insurance.
Are you the original owner of your motorhome or travel trailer? Regardless of your RV’s age, we’ll add on a discount.
Progressive rewards safe drivers. You’ll earn a discount if you’ve driven ticket- and accident-free for the past three years.
Purchase your RV insurance policy at least one day prior to your start date, you'll earn a discount.
With a Progressive RV policy, you and your recreational vehicle have protection wherever your journey takes you—on the road, at a campsite or park, or heading to a vacation destination. And if your motorhome or travel trailer is your permanent residence, our full-time RV insurance package offers coverage similar to what you'd find on a homeowners policy, including personal liability and loss assessment.
SOME OF OUR COVERAGES
We’ll replace your totaled travel trailer or motorhome with a brand new one, minus your deductible, so long as your RV is five model years old or less. If your RV is older than five model years, you’ll receive the amount specified in your policy.
Example: If your totaled RV originally cost $55,000, but is only worth $45,000 today, we’ll pay to replace it with the same model year or later and the same trim level or better—even if it costs more than the original vehicle’s purchase price.
Personal property inside your motorhome or travel trailer is covered up to the limits you specify.
Example: You accidently back your trailer into a picnic table, damaging your cell phone and tablet. Your policy can pay to replace the items up to the limits of your policy.
If your RV is disabled, due to a covered or non-covered loss, and you’re more than 50 miles from your residence, we’ll cover your resulting transportation, lodging, food, and fuel costs up to $750 (you may upgrade your coverage for an additional cost).
Example: You’re more than 100 miles from home when an accident on the highway damages and disables your RV. We’ll help pay for your hotel, food, and rental car costs, up to the limits of your policy, while your RV is being repaired.
Getting the best rate or the right insurance coverage for your RV is much easier than changing a flat tire. Keep these tips in mind before you start your quote:
Get a quote for your motorhome or travel trailer today and see how much you'll save while getting the coverage you need.
Annual policies from Progressive remain affordable, but your price for motorhome and travel trailer insurance depends on a variety of factors, such as:
Because you’re not driving your travel trailer, no states require you to insure a vehicle that you pull with a car or truck. If you're financing the travel trailer, your lender may mandate comprehensive and collision coverage to insure the vehicle against physical damage.
This coverage protects against damage to any part of the vehicle caused directly by a roof malfunction.
Yes. We cover destination trailers like standard travel trailers. Horse trailers can be covered up to $50,000.
When it comes to covering your motorhome or travel trailer, use Progressive Answers as your RV insurance resource.
RV insurance 101
Learn how RV insurance works and what you’re typically covered for.
How much is RV insurance?
Average RV insurance price
What is collision insurance?
Find out how collision coverage can protect your vehicle from accidents involving other cars or objects.
What is comprehensive insurance?
Check out our guide to comprehensive coverage and learn how you can protect your vehicle from unexpected damages.