Consumer Reports

How we determine your rate can vary by state. Please locate your state from the following list to review how consumer reports may be used:

Alabama

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Alaska

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. By obtaining a quote, you will be consenting to our collection and use of your driving record and other information. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Arizona

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Arkansas

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

California

Like most insurance companies, we use information from you and other sources, such as your driving and claims histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Colorado

We use information from you and other sources, such as your driving and claims histories, to calculate an accurate price for your insurance. Like most insurance companies, we may also request your credit report and use insurance scoring to determine your eligibility for insurance or insurance premium. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Connecticut

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Extraordinary Life Circumstances

To request that we consider an extraordinary life circumstance, call 1-800-822-4763. This may include a catastrophic illness or injury, divorce, death of a spouse, child, or parent, unemployment, identity theft, or damage to your home, making it uninhabitable.

Delaware

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

District of Columbia

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Florida

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. The Department of Financial Services offers free financial literacy programs to assist you with insurance-related questions, including how credit works and how credit scores are calculated. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Georgia

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Hawaii

Like most insurance companies, we use information from you and other sources, such as your driving and claims histories, to calculate an accurate price for your insurance. We may also use your credit report for products other than auto insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Idaho

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Illinois

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Indiana

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Iowa

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Kansas

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Kentucky

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Louisiana

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Maine

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Maryland

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Massachusetts

We use information from you and other sources, such as your driving and claims histories, to calculate an accurate price for your insurance. We may also use a credit report to verify the information you provide or for underwriting commercial products. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Six Month Policy Disclosure

Massachusetts law requires that every insurer offer twelve-month term private passenger motor vehicle insurance policies at the customer’s option. A six-month term policy is shorter than a twelve-month term policy and will have a premium that is half as much as a twelve-month term policy. The renewal premium for an additional six-month term will be based on the rates in effect for that insurance company on the renewal effective date. To purchase a twelve-month policy, please call 1-800-776-4737.

Michigan

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Minnesota

Like most insurance companies, we use information from you and other sources, such as your driving, insurance, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Mississippi

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Missouri

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Montana

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Nebraska

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Nevada

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

New Hampshire

We use information from you and other sources, such as your driving and claims histories, to calculate an accurate price for your insurance. Like most insurance companies, we may also request your credit report and use insurance scoring to determine your eligibility for insurance or insurance premium. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

New Jersey

We use information from you and other sources, such as your driving and claims histories, to calculate an accurate price for your insurance. Like most insurance companies, we may also request your credit report and use insurance scoring to determine the insurance premium you will pay. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

New Mexico

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

New York

We use information from you and consumer reporting agencies, such as your driving and claims histories, to calculate an accurate price for your insurance. Like most insurance companies, we will also review your credit report and use a credit-based insurance score based on the information contained in that report. An insurance score uses information from your credit report to help predict how often you are likely to file claims and how expensive those claims will be. Typical items from a credit report that could affect a score include, but are not limited to, the following: payment history, length of reported credit history, number of loans and accounts with current payment status, and number of inquiries. Upon request, we will inform you of the reports ordered and the names and addresses of the consumer reporting agencies who furnished the reports. One of the following consumer reporting agencies: Experian, TransUnion, or Equifax provides the information we use to determine your insurance score. We man use future reports to update or renew your insurance.

North Carolina

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

North Dakota

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Ohio

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Oklahoma

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Oregon

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. For more information, review this information about Credit Use in Vehicle Insurance. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Credit Use in Vehicle Insurance

https://www.progressive.com/shop/car-insurance-credit/

Pennsylvania

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Rhode Island

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

South Carolina

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

South Dakota

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Tennessee

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Texas

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Utah

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Vermont

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. By obtaining a quote, you will be consenting to this collection and use of credit and other information. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Virginia

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Washington

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

West Virginia

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Wisconsin

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.

Wyoming

Like most insurance companies, we use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. We may use new or updated information to calculate your renewal premium. Our Privacy Policy explains how we disclose and protect your personal information and how you may access and correct it.