Terms and Conditions for Use of this Site
Last updated: July 9, 2020
Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site.
Progressive Casualty Insurance Company and its affiliated companies ("Progressive") reserve the right to modify these Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly.
- Copyright/Trademark
- Third-Party Sites
- Privacy & Security
- Password Registration
- Agents and Brokers
- Disclaimer of Warranty
- Limitation of Liability
- Jurisdiction/Enforceability
- Underwriting Companies
Copyright/Trademark
Except where otherwise indicated, all materials contained in this Web site are the copyrighted property of Progressive Casualty Insurance Company, its affiliated companies and/or third party licensors. The Progressive logo, all other service marks, and the names of various products and services described within are service marks of Progressive Casualty Insurance Company, its affiliated companies, and/or third party licensors.
Permission is hereby granted to use, copy and distribute these materials as presented in this Web site and without alteration for non-commercial purposes only; provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited.
Except as expressly provided herein, you shall not use any portion of this Web site, or any other intellectual property of Progressive (including, but not limited to Drive-related service marks), on any other Web site, in the source code of any other Web site, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Web site’s content or frame this Web site within any other Web site without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Progressive, is prohibited.
Third-Party Sites
This site contains links to other Internet Web sites ("Third-party Sites") that are not maintained by Progressive. These links are provided solely for your convenience. Progressive makes no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third-party Sites. We recommend that you take the time to read the privacy policies and user agreements of these sites.
Privacy & Security
Please review our Privacy & Security Policy, which also governs your visit to this Progressive Web site.
Password Registration
Some areas of the Progressive Web site are restricted and require a user identification code ("User ID") and a password for access. Unauthorized use of or access of such sites is strictly prohibited.
In accessing areas of the sites requiring a User ID and password, you agree that:
- Progressive is entitled to act on instructions received under your User ID and password.
- Progressive is not liable for any unauthorized access to your personal information that is not the direct result of negligence or intentional misconduct on the part of Progressive.
- You will keep your password confidential and you will notify Progressive immediately if you believe someone else has obtained your User ID and password or any unauthorized access to the online servicing site has occurred or may occur.
- Progressive may block online access to your policy without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons.
Agents and Brokers
In most states, independent insurance agents offer Progressive products to consumers. There are a few states, most notably California and New York, where insurance brokers place insurance products on behalf of customers. Although there are important legal distinctions between agents and brokers, for readability purposes this Web site may use "agent" to refer to both. While the relationship between brokers and Progressive differs from our relationship with independent agents, including the fact that brokers do not have binding authority, many of the same or similar tools and services are available to them. In some states brokers and agents may charge additional fees for the placement or servicing of a policy.
Disclaimer of Warranty
The content and materials in this site are provided "as is" and without representations or warranties of any kind, either express or implied. To the fullest extent permitted by law, Progressive expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. Progressive does not warrant or represent that the functions or operation of this site will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers or any e-mail sent from Progressive are free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, Progressive shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (a) the use of, or inability to use, this site or content found in this site, or (b) unless resulting from the gross negligence or intentional actions of Progressive, its employees, agents or representatives, the unauthorized access to or alteration of your transmissions or data, even if Progressive has been advised of the possibility of such damages.
Jurisdiction/Enforceability
Use of this site shall be governed by and construed in accordance with the laws of the State of Ohio without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Cuyahoga County, Ohio.
Should any provision of these Terms of Use be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.
Underwriting Companies
Motor vehicle insurance policies are underwritten by the following Progressive insurance companies:
Artisan and Truckers Casualty Company
c/o CT Corporation System, 301 S. Bedford Street, Suite 1, Madison, WI 53703
Blue Hill Specialty Insurance Company
c/o CT Corporation System, 208 S. LaSalle Street, Suite 814, Chicago, IL 60604
Drive New Jersey Insurance Company
c/o CT Corporation System, 820 Bear Tavern Road, Suite 305, West Trenton, New Jersey 08628
Mountain Laurel Assurance Company
300 North Commons Blvd., Mayfield Village, OH 44143
*National Continental Insurance Company
(CA COA # 08240)
1 Corporate Drive, Suite 201, Bohemia, NY 11716
State of Domicile: NY
*Progressive Advanced Insurance Company
(CA COA # 08268)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
Progressive American Insurance Company
300 North Commons Blvd., Mayfield Village, OH 44143
Progressive Bayside Insurance Company
300 North Commons Blvd., Mayfield Village, OH 44143
*Progressive Casualty Insurance Company
(C.A. #6007)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
Progressive Choice Insurance Company
c/o CT Corporation System, 300 North Commons Blvd., Mayfield Village, OH 44143
Progressive Classic Insurance Company
c/o CT Corporation System, 301 S. Bedford Street, Suite 1, Madison, WI 53703
*Progressive Commercial Casualty Company
(CA COA # 08855)
300 North Commons Blvd., Mayfield Village, Ohio 44143
State of Domicile: OH
Progressive County Mutual Insurance Company
5707 Southwest Parkway, Bldg 2, Suite 200 Austin, TX 78735
*Progressive Direct Insurance Company
(CA COA # 08228)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
*Progressive Express Insurance Company
(CA COA # 08870)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
Progressive Freedom Insurance Company
300 North Commons Blvd. Mayfield Village, OH 44143
Progressive Garden State Insurance Company
c/o CT Corporation System, 820 Bear Tavern Road, Suite 305, West Trenton, New Jersey 08628
Progressive Gulf Insurance Company
300 North Commons Blvd., Mayfield Village, OH 44143
Progressive Hawaii Insurance Corp.
300 North Commons Blvd., Mayfield Village, OH 44143
Progressive Marathon Insurance Company
46333 Five Mile Road, Suite 100, Plymouth, MI 48170
Progressive Max Insurance Company
300 North Commons Blvd., Mayfield Village, OH 44143
Progressive Michigan Insurance Company
46333 Five Mile Road, Suite 100, Plymouth, MI 48170
Progressive Mountain Insurance Company
300 North Commons Blvd., Mayfield Village, OH 44143
Progressive Northern Insurance Company
c/o CT Corporation System, 301 S. Bedford Street, Suite 1, Madison, WI 53703
*Progressive Northwestern Insurance Company
(CA COA # 08053)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
Progressive Paloverde Insurance Company
c/o CT Corporation System, 9339 Priority Way West Drive, Suite 200, Indianapolis, IN 46240
Progressive Preferred Insurance Company
300 North Commons Blvd., Mayfield Village, OH 44143
Progressive Premier Insurance Company of Illinois
300 North Commons Blvd., N72 , Mayfield Village, OH 44143
Progressive Security Insurance Company
2450 Severn Avenue, Suite 102 & 200, Metairie, LA 70001
*Progressive Select Insurance Company
(CA COA # 5754-7)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
Progressive Southeastern Insurance Company
c/o CT Corporation System, 9339 Priority Way West Drive, Suite 200, Indianapolis, IN 46240
*Progressive Specialty Insurance Company
(CA COA # 5997)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
Progressive Universal Insurance Company
c/o CT Corporation System, 301 S. Bedford Street, Suite 1, Madison, Wisconsin 53703
*Progressive West Insurance Company
(CA COA # 07756)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
*United Financial Casualty Company
(CA COA# 08902)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
* Companies maintaining a Certificate of Authority to transact insurance in California. The Certificate of Authority number (C.A. #) appears after the company name.
Property insurance
Our family of companies also includes ARX Holding Corp. and the entities that it directly or indirectly majority owns or controls, but they are governed by a separate privacy policy available at americanstrategic.com. These companies write property insurance.
Life insurance
Life insurance may be underwritten by Progressive Life Insurance Company or insurers not affiliated with Progressive.
Other offerings
Property insurance, life insurance and certain products provided by the underwriting companies listed above or by other companies not affiliated with Progressive may be made available from or through:
Progny Agency, Inc.
1 Corporate Drive, Suite 201, Bohemia, NY 11716
State of Domicile: NY
Progressive Advantage Agency, Inc.
CA DBA - Progressive Advantage Insurance Agency, Inc.
(CA DOI license number: OF50053)
300 North Commons Blvd., Mayfield Village, OH 44143
State of Domicile: OH
Progressive Commercial Advantage Agency, Inc.
CA DBA - Progressive Commercial Advantage Insurance Agency, Inc.
(CA license number: DOI OM33528)
300 North Commons Blvd., Mayfield Village, OH 44143
Other companies
358 Ventures, Inc.
800 West St. Clair Ave., Suite 200, Cleveland, OH 44113
Progressive Adjusting Company, Inc.
300 North Commons Blvd., Mayfield Village, OH 44143