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Boat insurance information

Check out these boat insurance tips and tricks to keep you afloat all summer long. Our boat insurance guide has everything you need to make sure you have the coverage you need while having some fun in the sun.

Explore Progressive's editorial standards for Answers articles to find out why you can trust the insurance information you find here.

Answers
Boat insurance information

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Am I covered? (6)
Buying a boat (14)
Claims information (1)
Coverages explained (6)
Insurance rates and savings (2)
Insurance requirements (6)
Prevention tips (1)
Terms and definitions (2)

Should I buy a sailboat or a motorboat?
4 minute to read
What is a personal watercraft?
3 minute to read
How does boat insurance work?
3 minute to read
Buying a pontoon boat
7 minute to read
How does boat liability coverage work?
3 minute to read
Does insurance cover boat trailers?
2 minute to read
How does renting a boat work?
3 minute to read
Should you buy an aluminum or fiberglass boat?
3 minute to read
Does insurance cover nonmotorized boats?
4 minute to read
Do I need a survey for boat insurance?
2 minute to read
How to negotiate a new boat price
3 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.